Huffington Post: Create Your Own Economy

When in doubt, always take control! Totally jacked to be featured on the Huffington Post as Dwayne Pero, author of the Empowered Veteran, shares my story.

2017 has been a year where I have launched a VLOG called Living Money Smart, with the hope to reach out to veteran entrepreneurs and focusing on my contribution to this community. Going into business is not usually the first thing a military veteran in transition thinks about when their time in service is over.

Very thankful for my story reaching the Huffington Post as I suspect many more opportunities will line up.

FULL LINK to the HUFFINGTON POST article here.

Huffington Post Feature: Marine Exemplifies Creating Your Own Economy as the Money Smart Guy

Matt Sapaula comes from a Filipino heritage, he is a first generation Filipino-American. Traditional thought from his heritage was to go to school and get a career as either a Doctor, Dentist, Attorney, etc., as a male. Being raised in a mixed cultural environment Matt decided he wanted to go into the Military. So at the young age of 17 he was off to boot camp and exploring the world. This was his first experience to managing money. With eight years in the Marine Corps, several deployments and training other young Marines for deployment he had gained very valuable experience. He was able to have a significant impact on the next wave of warfighters with his role in training.

Matt credits two things to motivating him to getting into finance:

  1. Disaster of his own personal financials
  2. Became a single father who couldn’t be in a deployable status to keep custody

A Master Sergeant in the Marine Corps provided insightful mentoring around the time he was looking to separate. The Master Sergeant asked Matt, do you like money, and a lot of money? Then you need to surround yourself with people in the money business and you have to know the rules of money. As a result Matt started surrounding himself with high level entrepreneurs and financial people in California which didn’t feel right at the time due to his background. He didn’t feel as polished as them or how to relate to them so he chose not to.

As a result of this he returned his focus to the Marines around him to see what their financial situations were. From experience he knew a lot of military members didn’t handle their finances properly and would leave the military with significant debt. So he stared to assist them in in finding answers for their financial concerns and was introduced to veterans who were in the business and financial space. This provided a sense of comfort in working with them. He started taking what he knew from the Military and applied it to the civilian world.

He went to work for a financial company called Personalized Brokerage Services where they had 25,000 agents. Matt became the number one producer out of the group after six years. The average person in the field at the time was white Caucasian males in their early 50’s. This made Matt a mold breaker by being in his 20’s, without a college degree and of Philippine heritage. Over the years Matt has never taken any form of assistance because he was always managing his finances properly.

“As an entrepreneur you create your own economy”

You become the bank over time and this is what he loves to teach other veterans. If you’re squared away in the military and want to be that way in civilian life then he feels he can assist you in growing.

Matt has since taken his expertise and skills to People Help People (PHP Agency, Inc.) where they help people do two major things:

  1. Help people better manage their finances (create awareness)
  2. Teach people how to create income

They are birthing the next wave of veteran entrepreneurs, even though they are in the insurance industry. It’s a great low cost way to get into entrepreneurship.

“Translate everything I learned in the Marine Corps into Business; honor, courage, commitment”

Matt has transitioned from being an agent to an executive in the industry who teaches others the craft to become successful. Being able to work for yourself is enticing for many, PHP Agency has grown from just 66 people in 2009 to now over 4200 doing what they love. Matt has been able to create financial independence and capital to invest in multiple businesses.

PHP Agency Inc. has a mission statement of saving America thru free enterprise, teaching people business, teaching people entrepreneurship and how they can create their own economy.

The four steps to consider for entrepreneurship and creating wealth:

  1. Learn Sales
  2. Learn the world of entrepreneurship
  3. Pick the right industry
  4. Pick the right platform/system

“Before you can fly on your own you need to be under the wing of somebody”

Matt believes finding an entrepreneur to be mentored by is critical so that you can learn as much as possible so you can acquire new skills in all the areas you will need. He encourages people to do this while they have a steady paycheck.

“Consider giving more to that person that you are learning from than you are receiving”


Thank you Dwayne Pero and the Huffington Post!